Gender Samvaad, 2021: A Step Towards Equity and Equality

Beena Paul, a trained mason and a part of the construction industry in Kerala and also the president of the Self Help Group [SHG] that undertakes construction work in the city of Ernakulam which includes renovating parking areas, construction of houses in the panchayat, and many other important construction activities, finds herself grateful to NRLM [National Rural Livelihood Mission] for providing her a platform which has helped her not only in terms of income but also in gaining confidence and in meeting more women like her. Just like her, Singampalli Durga from Andhra Pradesh works along with thirty-five women in the horticulture industry. Together, they were trained by the horticulture department and have grown a new variety of turmeric which is sold to the TATA Trust and the market, benefiting them financially as well as in becoming more confident. (more…)

Self Help Groups in India: A Messiah for Rural Women?

By Anmol Kaur Bawa, Symbiosis Law College, Pune.

Self-Help Groups (SHGs) have pioneered the idea of microfinance investment in the Southeast Asian countries in the realm of globalisation. A Self-Help Group, as the term suggests, is a collective of borrowers at a micro-level, which takes loans from the bank under the combined representation of a group and lends among its members at a lower rate of interest. The individual earnings then, form a part of the group savings, in turn deposited to the bank. (more…)